While Nequi is "mobile-first," you can perform certain administrative tasks and check balances via their official website using a mobile browser like Chrome or Firefox, which might still receive updates even on older Android versions.

Even if you find a version that bypasses the update check, many server-side features may fail. Transactions might not process, or the app may crash during the identity verification phase. Alternatives for Older Devices

Check your phone’s settings to see if there is a manufacturer update available to move you from 4.4.2 to 5.0.

Downloading APKs from unofficial sources is risky. Modified APKs can contain:

If Nequi is essential for your daily life, the safest path is to use a device running at least Android 6.0 or higher to ensure your transactions remain secure and the app stays functional.