This Device - Is Locked Due To An Overdue Installment Payment Xiaomi Exclusive

Make the outstanding payment through the lender’s official app or portal (e.g., Xiaomi Easy Finance by axio or Bajaj Finserv).

Once the payment is processed, the system typically sends an "instant unlock" command to the device, restoring full functionality.

: Using unauthorized software to "bypass" the lock can void your warranty and may permanently damage the phone's software. Make the outstanding payment through the lender’s official

The most reliable and permanent way to regain access is to fulfill your financial obligations with the lender.

: Defaulting on payments can negatively impact your credit score and may lead to legal recovery actions by the lender. Frequently Asked Questions The most reliable and permanent way to regain

: A standard "Hard Reset" (Volume Up + Power button) usually will not remove a finance lock, as the restriction is often tied to the device's IMEI and server-side authentication.

Keep your (found on the box or by dialing *#06# if the dialer is accessible) and payment receipt ready for verification. Visit an Authorized Service Centre Keep your (found on the box or by

If you have already paid but the device remains locked, contact the finance company’s support line or Xiaomi Customer Support .

Some lock systems allow access to emergency calls even while restricted, but this depends on the specific software used by the lender.