The total sum to be sent, written in both figures and words.

Hand the completed form to a bank official. For offline transfers, you may need to provide a cheque for the total amount plus service charges.

Your name, account number, and contact information.

RTGS is only available for amounts of ₹2,00,000 and above.

If you have Union Bank of India net banking or mobile banking enabled, you can perform an RTGS transfer digitally. This eliminates the need for a physical form and often incurs lower service fees.

While RTGS is technically available 24/7 via digital channels, branch-based requests are subject to specific business hours.

The beneficiary's bank name, branch, and the unique 11-digit IFSC code.

This form acts as a legal instruction to the bank. It authorizes the transfer of a specific amount from your account to a beneficiary at another bank. Unlike NEFT, which processes in batches, RTGS is processed continuously throughout the bank's business hours. Key Sections of the Form